Friday Fill In #154

1. Good times: that’s what I need a little more of.
2.I talked to an insurance agent today about my home.
3. Sleigh bells ring in the most unexpected places, if you’ll just take the time to listen.
4. Someone should turn down the heat a little.
5. Once more with feeling this time.
6. Ever had one of those days when you just couldn’t wait for it to end?
7. And as for the weekend, tonight I’m looking forward to getting done caroling, tomorrow my plans include ringing the bell for the Salvation Army, and Sunday, I want to stop having a poor attitude!

School Me in Economics

Let’s say I have business. And let’s say I know with the economic downturn, I can tell I’m going to lose money. Let’s say, for easy math (and I like easy math!), I’m planning on losing $100,000 this year. Now let’s say business isn’t as bad as I thought. It’s still bad, and I’m still losing money, but let’s say now I’m only going to lose $25,000. Here’s the question: Who in their right mind thinks “Woo hoo! I’m not losing as much as I thought! I think I’ll go out and spend $75,000 since I’d already planned on losing $100,000 anyway!”

Does that not sound ridiculous? Wouldn’t most of us say “I’m glad I’m not losing as much, but I still need to buckle down and at least try to make a profit. Now is not the time to be spending money–spending money I actually don’t have!”

Yet, the former seems to be the attitude of some of our legislators. The TARP bailout isn’t LOSING as much as they thought. So what do we do with the “leftover” money? (As if you can have leftover negative somethings!) Spend it! Hey, we’d already planned on it losing, so let’s spend it so we can meet our budgeted loss!

I’m not an economist. I was an English major; I don’t even particularly care for numbers at all. Yet I’m involved with budgets for my church, my household, and for two other organizations on whose boards I serve. What would they say if I proposed spending money in a budget deficit year, using the math theory “We’re not losing as much as we planned, so let’s spend!” They’d clonk me! It doesn’t make sense.  Or does it, somehow? If so, please school me how.

Friday Fill In #152

1. Wait! Wait, don’t forget to take your house key; we haven’t made a spare yet.
2. Turkey consumption followed at once by a nap were my plans for yesterday.
3. The trouble is usually followed by the punishment.
4. The nearest drum shop is many miles away.
5. With a faint pop he sent the .177 pellet gun round into the raccoon that was raiding the trash.
6. I’m not a big fan of these rock bands whose lyrics are all shadowy and ominous.
7. And as for the weekend, tonight I’m looking forward to playing a gig in Bah Hahbah, tomorrow my plans include picking up the Christmas decorations at our old house, and Sunday, I want to kick it out and break it down (whatever that means)!

Musicians Friend and Chuck Taylors

I like wearing Chucks. They offer the right blend of support and flexibility. They come in great colors. And, when found on sale, can be somewhat affordable. I found a pair, used, on Musician’s Friend last week. They were in my size, and black. They were rated a “1” on the Musician’s Friend “Used Gear” scale: like new, without original packaging. I could get for $26, or about $10 off new. Being cheap, I ordered them. They showed up today. There was a big, black scuff mark on the toe. I figured “I’ll just scrub that off.” Nothin’ doin’! It appears someone else (the first customer, maybe?) scrubbed it enough to wear through the first layer of rubber. There’s a divot right through the first layer. It was unsightly enough that this cheapskate wanted to send them back. I called. I explained. The lady on the other end said “Don’t bother to send them back. If they look like that, we shouldn’t have resold them. You can just keep them. You’re all set.” Well, I certainly appreciate that! And, this makes up for that drum bag fiasco I had with them a few years back. They’re back on even footing (so to speak!) with me now.